Establishing Fault For a Philadelphia Car Accident
If you are in an car accident in Philadelphia, it is key to establish who is at fault. Otherwise you could be left high and dry and footing any medical bills that may arise. The first minutes after an car or truck accident are crucial to establishing fault and could make the difference between keeping your premiums at an affordable rate, and seeing them skyrocket into the atmosphere. But how do you go about establishing fault? How do you know if you are the one who is liable? I have compiled a few tips that can help you navigate such a tumultuous time with ease.
1. Talk With Witnesses
If there were people around at the time of the accident, then there were probably witnesses who saw exactly how it happened. If you talk to them, you might find one who will make a statement as to the events. Reach out to witnesses as soon as possible after the accident and trade contact information so you can get in touch with them again. A witness can make or break a case if it comes down to “he said, she said.”
2. What Caused the Accident?
An accident can be caused by many different behaviors such as drinking, speeding, erratic driving, or other distractions such as a cell phone. If the other person was engaged in any of these activities while driving, then they are probably at fault. If you saw the other driver text messaging before she made an illegal turn, let the officer on the scene know, and make a note of it.
3. What Did the Office Do?
If the officer wrote the other driver a ticket, then they must have violated some traffic law. This means that the other driver was at fault for at least part of the accident. It is crucial to know just what the ticket was written for and the severity of it. This can be used as a bargaining chip when it comes time to figure out who is paying which bills or to see if you can claim settlements in Philadelphia.
4. Comments from the Other Driver
After an accident people can be shaken up and let things slip out. Sometimes people will accidentally admit their guilt. Listen to what the other driver says. If you hear them apologize in any way or comment about not seeing you, they are admitting that they are at fault. Make a note of what was said and exactly what time. An admission of guilt is as good as gold when it comes time for negotiations.
5. Call a Philadelphia Car Accident Attorney
Whether the other driver is at fault or you are, you need to get in contact with an attorney as soon as you can. Make sure you obtain legal representation before you speak with the insurance company and DO NOT give a recorded statement. Getting in an accident is no fun for anybody, but Philadelphia accident lawyers can make sure that you don’t get railroaded and left without enough money to pay for your bills.